Residence permit Malta
for investment

For investment programs in the purchase or rental of real estate

Program

01

path to citizenship

02

tax optimization

03

visa-free travel within the Schengen area

Residence Permit (RP) in Malta by Investment: A Complete Guide

The Malta Residence Permit by Investment Programme is a unique opportunity for investors to optimise taxation, gain visa-free access to the Schengen area and ensure comfortable living conditions for the whole family. Since 2013, the Malta Global Residence Programme has been helping wealthy individuals become tax residents of Malta, minimise financial obligations and enjoy the benefits of European residency.

Advantages of Residence Permit in Malta

01

Tax optimization

Tax on foreign income transferred to Malta - 15%.
Tax on local income - 35%.
Minimum annual tax - €15,000 (for the whole family).
No inheritance taxes and additional fees for relatives.

02

Freedom of movement

Visa-free entry to the Schengen area for 90 days within 180 days.

03

Status for the whole family

Inclusion of spouse, children (under 24), parents (over 55), grandparents, brothers and sisters.

04

No residency requirements

You do not have to live permanently in Malta, but you cannot spend more than 183 days a year in another country.

05

English speaking environment

English is the second official language, making communication and business easier.

06

High standard of living

Favorable climate, safety, quality medicine and developed infrastructure.

07

The prospect of citizenship

After 5 years, you can apply for citizenship, but the process is complicated and requires integration into local society.

Key terms of the program

Investment amount: from €30,000.
Participation options: 2 options (rent or purchase of real estate).
Processing period: from 3 months.
Visa-free access: more than 27 Schengen countries.

The program provides two main ways to obtain a residence permit:

Rent of real estate:
– From €8,750 per year (south of Malta or Gozo).
– From €9,600 per year (northern or central region).
Purchase of real estate:
– From €220,000 (south of Malta or Gozo).
– From €275,000 (northern or central region).

In addition, the investor pays an administrative fee (from €5,500) and an annual income tax (minimum €15,000 for a family).

Requirements for investors and necessary documents

Age: from 18 years.
Legal income and financial stability.
No criminal record.
Health insurance for the whole family.
Basic knowledge of English or Maltese.

For family members:

Spouse: official or common-law marriage.
Children: up to 24 years old, financially dependent.
Parents, grandparents, brothers and sisters: financially dependent on the investor.

Application documents

Passport.
Birth and marriage certificates.
Photos.
Certificate of no criminal record.
Medical certificate and insurance.
Proof of income.
Lease or purchase agreement for real estate.
Declaration of tax representative.

Step-by-step process for obtaining a residence permit

01

Preliminary check

Analysis of documents and consultation with experts.

02

Preparation of documents

Translation, certification and submission to the Malta Inland Revenue Authority (IRD).

03

Registration of medical insurance

The policy must cover the EU territory.

04

Buying or renting real estate

Selecting an object in accordance with the program requirements.

05

Due diligence check

Consideration of the application by the tax service.

06

Obtaining tax status

Interview with the tax director and payment of the minimum tax (15 000 €).

07

Submitting an application for a residence permit

Personal submission of documents and biometrics in Malta.

08

Obtaining a residence permit card

Application review takes 5-6 weeks.

Extension of residence permit and prospects

Extension:

The first card is valid for 1 year, subsequent ones are valid for 2 years.
You must file a tax return and pay taxes annually (from €15,000).

Citizenship:

Available after 5 years, subject to integration, passing exams in the language and history of Malta.

A residence permit in Malta is not only a status, but also freedom, comfort and financial benefits for you and your family. Contact Get Passport, and our experts will help you go through the entire process as quickly and comfortably as possible.