Permanent Residence in Malta by Investment

For investment programs in the purchase or rental of real estate

Program

01

business opportunities

02

tax incentives

03

visa-free travel within the Schengen area

Permanent Residence in Malta by Investment: The Complete Guide from Get Passport

The Malta Permanent Residence Program provides investors with the opportunity to obtain permanent residence in one of the most stable and comfortable countries in Europe. This status opens up access to visa-free travel in the Schengen area, a high standard of living and other benefits of living in the EU. In this article, we will tell you in detail about the program, its conditions, benefits and steps to obtaining permanent residence.

Overview of the Malta Permanent Residence by Investment Program

The Malta Permanent Residence Program was launched in 2021 and updated in 2025. Currently, the minimum investment threshold is €187,000. Investors from countries outside the EU and EEC, as well as their families: spouses, children, parents, grandparents, can participate.

The program is temporarily unavailable to citizens of Russia and Belarus

Benefits of Permanent Residence in Malta

01

Freedom of residence and movement

Permanent residence does not oblige the investor to live in Malta, but provides the opportunity to move at any time.
Visa-free access to the Schengen area for 90 days within 180 days.

02

High standard of living

Malta is an EU member with a developed infrastructure, quality healthcare and education.
English is the second official language, which simplifies adaptation.

03

Work and business

Permanent residence permit holders can work, open companies and receive government support: grants up to € 200 000 and loans up to 33% of the investment amount.

04

Education for the whole family

Access to local schools and universities whose degrees are recognized in Europe.
Simplified admission to universities in other EU countries.

05

Tax incentives

No inheritance or wealth tax.
Possibility to become a tax resident by residing for 183 days a year.

06

Affordable real estate market

Foreigners can buy or rent housing, as well as rent it out to generate income.

07

Stability and security

Malta has low crime rates and a friendly business environment.

Requirements for investors and family members

Basic requirements for investors:

Age from 18 years.
Legal income and capital from € 500 000 (of which € 150 000 are liquid assets).
No criminal record or sanctions.
Health insurance.

Who can apply:

Spouse (official marriage or cohabitation).
Children under 28 (financially dependent, unmarried).
Parents and grandparents over 55 (financially dependent).

4 mandatory conditions for obtaining permanent residence

1. Investment in real estate

Purchase: from €375,000 (minimum 5 years of ownership).
Rent: from €14,000 per year (minimum 5 years, total amount from €70,000).

2. Government contribution

€ 30 000 when purchasing a property or € 60 000 when renting.
Additional payment for each family member – € 5 000.

3. Administrative fee

€ 50 000 for the investor (+€ 5 000 for each family member).

4. Charitable donation

From €2,000 to a Maltese non-profit organisation.

Step-by-step process for obtaining permanent residence

01

1-2 weeks

Preliminary check

Financial history analysis and Due Diligence.

02

4-6 weeks

Preparation of documents

Translation and certification of documents.

03

Submitting an application

Making the first payment (€ 15 000 of the administrative fee).

04

Due diligence check

Application review takes 3-6 months.

05

8 months

Investment execution

Purchase/rent of real estate, payment of fees and donations.

06

Submitting biometrics

Personal visit to Malta to apply for residence cards.

07

Obtaining permanent residence

The cards are ready 2 weeks after submitting biometrics.

Documents for application

International passport.
Proof of residential address.
Proof of financial solvency.
Certificate of no criminal record.
Health insurance.
Real estate purchase or lease agreement.

Frequently asked questions

How much does permanent residence in Malta cost?

The amount depends on the option chosen:

Purchase of real estate: from € 375 000 + fees.
Rent: from € 70 000 for 5 years + fees.

How long does it take to obtain permanent residence?

From 6 months to 1 year.

Is it possible to obtain citizenship?

Yes, after 5 years of permanent residence (subject to conditions).

Do you need to live in Malta?

No, but the status requires maintaining investments and real estate.

Calculation of the cost of permanent residence in Malta

Get a personalized quote for your family with all associated costs and government fees included

Why do people trust us?

We accompany the client at all stages

You can count on support and professional assistance until the very moment of obtaining citizenship.

Experience in consulting since 2011

Experience in migration and business consulting since 2011

We provide up-to-date information

Our experts are aware of all legislative changes

We are trusted by international companies

Our consultants help international companies identify new markets and growth opportunities.

Contact us

We will discuss the details and select a program according to your requirements. We will consult on investment issues and select real estate.

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